Serve®. An alternative to debit and other prepaid cards that's loaded with features and access to benefits.
The benefits
of membership
With no credit checks and no monthly or annual fees, Serve brings more people into the American Express family. Enjoy the benefits of your account like the prepaid card, online account, and mobile app, which make it easy to use your account however you connect and manage your money in a way that works for you. We'll also be adding more features that can help you save and earn rewards from exciting partners.
The Serve
reloadable prepaid card
Sign up and we'll send you the Serve card to use everywhere American Express® Cards are accepted in the U.S. Use it to get cash at an ATM and Serve will waive its $2 fee for your first withdrawal each month.*
*ATM owner fees may apply to any withdrawal
Send and receive money
by email, text, & Facebook
Use your account online and on your smartphone to easily split the bill, pay someone back, or collect money from friends. Access Serve in four different ways:
- THE SERVE APP
Send and receive money on the go. The app makes it easy to split the bill or pay your friends back. - MONEY BY EMAIL
Send and request money using an email address − online or on your mobile phone. - MONEY BY TEXT
Opt-in to send and receive money by text message and text 73783 to get account information.
Text and data messaging rates may apply. - MONEY BY FACEBOOK
Send and receive money with a wall post and settle up where your friends already are.
It's easy to add money
to your account
Add money to your account for free from a bank account. Or link a debit card or American Express Card, Discover, MasterCard, or Visa card. You can also fund your account with cash using a MoneyPak®.*
*Cash advance fees for credit card loads may apply; please check with your credit card issuer for details. MoneyPak purchase fees of up to $4.95 may apply
Serve is from
American Express 
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